Talk with us: Meet top financial consultant Rachael Katz
Welcome to Key 2 Debt Free
Rachael Katz is an MBA-trained finance professional, student loan strategist, and founder of Key 2 Debt Free, a national financial literacy and advisory firm specializing in student loan relief, debt elimination, credit optimization, and advanced cash-flow structuring strategies.
With a professional background in finance and a mission rooted in personal experience, Rachael has become a recognized advocate for borrower education and financial empowerment. After graduating with more than $111,000 in student loan debt from a private for-profit institution later sued for misleading marketing practices, she immersed herself in the federal loan system to identify lawful pathways to relief. Her research and advocacy led to a successful approval under the federal Borrower Defense to Repayment program, resulting in a full loan discharge in 2022.
Since founding Key 2 Debt Free in 2017, Rachael and her team have helped thousands of borrowers nationwide navigate the complexities of federal repayment and forgiveness programs. Her firm focuses on reducing monthly payment burdens, securing retroactive and ongoing forgiveness credit, and improving borrower financial profiles through strategic credit report optimization.
Rachael is also an educator on the Infinite Banking Concept, teaching clients how to redirect cash flow previously allocated to debt into properly structured policies designed to build uninterrupted, compounding capital and long-term financial liquidity.
Through her work, Rachael has positioned herself at the intersection of student loan policy, consumer credit, and alternative wealth-building education — translating complex financial systems into actionable strategies for everyday Americans.
She is widely regarded for her borrower-first advocacy approach and her commitment to helping families move from debt dependency to financial control and generational wealth planning.
Jordan Katz, Student Loan Specialist and Financial Consultant.
About Jordan
Jordan Katz is a Student Loan Specialist and Financial Consultant at Key2DebtFree, specializing in student loan strategy, loan forgiveness programs, credit resolution, wealth strategy, and financial planning. Over the years, I have helped individuals, families, and business owners reduce their monthly payments, qualify for forgiveness programs, repair their credit, and eliminate overwhelming financial burdens. My mission is to simplify the complexities of the U.S. financial system and provide clear, strategic guidance that allows clients to take control of their finances and move toward a more stable and stress-free future.
Born and raised in Los Angeles, California, I was inspired by the work of my mother, Rachael Katz, founder of Key2DebtFree, who overcame financial hardship as a single parent and went on to help thousands of Americans navigate the financial system. Watching her transform struggle into success inspired me to follow a similar path. Through her mentorship, I learned how to manage my own finances and how to use financial strategies and policies—such as the concept of Infinite Banking—to build long-term stability and financial independence. After exploring different career paths, I ultimately found my passion in financial consulting and helping others understand and take control of their finances. “There is nothing more rewarding than helping families save money and relieve financial stress. Seeing the relief and gratitude from clients when they realize there is a solution is the greatest satisfaction in what I do.”
Andrew Sabo, Financial educator and credit strategist
About Andrew
Andrew Sabo is a financial educator, credit strategist, and entrepreneur focused on helping individuals better understand the systems that shape their financial lives. As a leader at Key 2 Debt Free, a national financial literacy and advisory firm, Andrew works with clients across the country on strategies related to student loan relief, debt reduction, credit optimization, and cash-flow management. His work centers on simplifying complex financial concepts and helping everyday Americans make more informed decisions about credit, borrowing, and long-term financial planning.
Andrew’s passion for financial literacy is deeply personal. Raised by immigrant parents who came to the United States with little access to financial education or knowledge of business and wealth-building strategies, he witnessed firsthand how difficult it can be to navigate the American financial system without guidance. That experience fuels his commitment to helping others understand how credit, debt, and financial structures truly work. Through Key 2 Debt Free, Andrew focuses on educating families and borrowers on practical strategies that can help them regain financial control, reduce debt burdens, and build stronger financially.
Abel Salazar, financial advisor, credit repair and student loan expert
About Abel
Abel Salazar began his career after attending the University of Texas at Austin, starting in media sales as an Account Executive with CBS Radio in Austin. Through discipline and strong relationship-building, he quickly became the #1 selling Account Executive for KOYT-FM, where he sold advertising for the nationally syndicated Howard Stern Show prior to Stern’s move to Sirius XM. He later transitioned into financial services with Bank of America, helping launch a De Novo branch in Round Rock, Texas, where his team became the only group in Central Texas to exceed the bank’s goals for new account deposits and business accounts.
From 2001 to 2010, Abel worked as a loan originator, gaining valuable experience during the Subprime mortgage crisis and developing strong insight into lending, risk management, and ethical financial guidance. Today, he brings over 12 years of experience in the life insurance industry, helping individuals, families, and business owners protect and plan their financial futures while also assisting clients with credit repair and student loan strategies. Abel splits his time between Austin and Corpus Christi, Texas, and enjoys spending time with family, live music, fishing, and boating along the Texas coast.
Reviews
Excellent
4.9 Rating 200+ Reviews
10
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Years of experience
5000
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Cleints served
8000
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Projects completed
The work process of financial consulting services.
Discovery Call
Share goals, income, assets, debts, and timeline to define clear priorities.
Strategy Plan
A tailored roadmap for budgeting, investing, taxes, and risk protection.
Implementation
Execute the plan, track results, and adjust as life and markets change.
Here are some features why you should choose us
Money savings
A financial advisor can cut taxes, reduce fees, optimize investments, and prevent costly mistakes—saving you more over time.
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Lower taxes -
Reduced fees
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Smarter investing
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Debt optimization
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Mistake prevention
Time efficiency
Our financial adviosor havs specialized knowledge and experience in their respective fields. Their expertise allows them to efficiently handle all kinds of financial consulting tasks.
Client Satisfaction
Our ultimate goal is to achieve client satisfaction. We strive to go above and beyond in meeting your expectations and delivering high-quality services.
Reviews
"Rachael Katz at Key 2 Debt Free gave me a clear plan and made everything simple. We prioritized my debts, set a realistic payoff timeline, and I finally feel in control. I’m saving money each month and stress is way down.."
Kevin Rodriguez
Client Reviews
"Working with Key 2 Debt Free was the best decision I’ve made for my finances. Rachael helped me tighten my budget, reduce unnecessary interest/fees, and stay accountable without judgment. The steps were practical, and the results showed fast."
