Bankruptcy Success for Student Loan Borrowers Is Surging — Here’s What the 87% Stat Really Means

Rachael

Published on: 22/01/2026

For years, student loan borrowers have been told the same thing: Student loans can’t be discharged in bankruptcy. New research suggests that narrative is outdated and for borrowers who actually take the extra step to ask the court for a student-loan discharge, the odds have improved dramatically.