Dispute Inaccurate Items
Remove errors that are hurting your score.
Credit Score Analysis
Understand what’s impacting your credit and how to fix it.
Late Payment & Collections Removal
Improve your report with strategic disputes.
Debt Utilization Strategies
Learn how to balance your credit for maximum score impact.
Secure & Revolving Credit Options
Find the right credit accounts to build positive history.
Authorized User Strategies
Boost your score by being added to seasoned accounts.
Trade Lines & Credit Mix
Learn how different accounts affect your credit standing.
Customized Credit Action Plan
Get a step-by-step strategy to achieve your credit goals.
Key2DebtFree blog is dedicated to offering valuable financial education and insights to help you achieve financial independence.
Expedite debt payoff
Reduce what you owe with personalized strategies
Budgeting & Financial Planning
Develop a strategy to maintain financial stability.
Avoid Future Credit Issues
Learn habits to keep your credit strong long-term.
Credit Monitoring & Alerts
Stay ahead of potential fraud and identity theft.
Legal Protections for Consumers
Understand your rights under credit laws.
Avoid Common Credit Pitfalls
Learn what actions can harm your credit.
Ongoing Credit Wellness Support
Get expert help whenever you need it.
"You're already changing my life!"
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
- Berry M.
"My monthly payment is less than my Netflix!"
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
- Susan J.
"Loved everything so far"
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
- Jafar W.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.