Welcome to https://key2debtfree.com/ (the “Site”), operated by Key 2 Debt Free (“Company”, “we”, “us”, or “our”). By accessing or using our Site and services, you agree to be bound by the following Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Site or services.
1. Use of the Site and Services
You must be at least 18 years old and reside in the United States to use our services. By using our Site, you agree that:
All information you provide is accurate and truthful.
You will use our services for lawful purposes only.
You will not interfere with or disrupt the operation of the Site.
We reserve the right to refuse service, terminate accounts, or cancel orders in our sole discretion, especially if we believe a user’s conduct violates applicable law or is harmful to our interests.
2. Our Services
Key 2 Debt Free provides:
Financial education
Credit repair consulting
Budgeting and debt-reduction strategy guidance
We do not guarantee specific results or credit score improvements. All outcomes depend on individual circumstances, including creditor responses and client cooperation.
3. No Legal or Tax Advice
The information provided on the Site or by our consultants is for informational and educational purposes only. It is not legal, tax, or investment advice. You should consult with a qualified attorney, tax advisor, or financial professional for specific advice.
4. Payment and Fees
Service fees will be disclosed before engagement. By signing up for paid services, you agree to:
Pay all applicable fees as agreed upon
Provide valid payment information
Allow us to charge your payment method in accordance with your selected services
Missed or late payments may result in service suspension or termination.
5. Client Responsibility
As a client, you are responsible for:
Providing accurate personal and financial information
Signing necessary authorization forms (e.g., for credit bureau communication)
Monitoring your credit reports and communicating with us throughout the process
Failure to provide requested documentation or follow instructions may impact the effectiveness of our services.
6. Intellectual Property
All content on the Site — including text, graphics, logos, videos, and software — is the property of Key 2 Debt Free or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, or distribute any content without prior written consent.
7. Third-Party Links
The Site may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of these third parties. Accessing them is at your own risk.
8. Disclaimer of Warranties
The Site and services are provided “as is” and “as available.” We make no warranties, express or implied, regarding:
Accuracy, completeness, or reliability of any information
Results from using our services
That the Site will be error-free, secure, or uninterrupted
To the fullest extent allowed by law, we disclaim all warranties, including those of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the maximum extent permitted by law, Key 2 Debt Free shall not be liable for any:
Indirect, incidental, special, or consequential damages
Loss of data, revenue, or profits
Damages related to your use of, or inability to use, our Site or services
Our total liability for any claim arising from these Terms or use of the Site shall not exceed the amount paid by you (if any) for our services within the prior 6 months.
10. Indemnification
You agree to defend, indemnify, and hold harmless Key 2 Debt Free and its officers, agents, and employees from any claims, damages, liabilities, costs, or expenses (including attorney’s fees) arising from:
Your use of the Site or services
Your violation of these Terms
Any content or information you provide
11. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated by reference into these Terms. You can view it at https://key2debtfree.com/privacy-policy (or wherever it is located on your site).
12. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of laws principles. Any disputes arising from these Terms shall be resolved in the state or federal courts located in [Insert County, State].
13. Changes to Terms
We may update these Terms at any time. Updated versions will be posted on this page with a new effective date. Continued use of the Site or services constitutes acceptance of the revised Terms.
14. Contact Information
If you have any questions about these Terms, please contact us at:
Key 2 Debt Free
Website: https://key2debtfree.com