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How We Can Help You

1️⃣ We determine the best loan forgiveness program.

2️⃣ We complete & submit your enrollment applications.

3️⃣ We work hard to create a debt-free future for you.

Simplify The Loan Forgiveness Process!

Each state offers unique programs, alongside government initiatives tailored for healthcare professionals in the public service sector.

Our success lies in understanding these programs and navigating the enrollment process quickly and efficiently for you.

Free 30-Minute Consultation

We Handle All The Paperwork

Get a Personalized Game Plan

Receive Our Ongoing Support

Unlock the Key 2 Debt Free Advantage

Income-Driven Repayment Plans:

Adjust your payments to fit your income and household through an IDR repayment plan; and receive loan forgiveness in 240 years.

PSLF & IDR Forgiveness:

Loan Forgiveness in 120 months for eligible government and non-profit employees. See if you qualify to reduce your repayment term in half.

Borrowers Defense to Repayment & Disability Discharge Program:

Learn about loan discharge programs for borrowers who were defrauded or school closed. And those permanently disabled through injury or illness.

Susan Jensen-Albrecht - Stay at Home Mom, California

★ ★ ★ ★ ★

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

Jafar Washington - Engineer, California

★ ★ ★ ★ ★

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

Melanie Morgan - Chiropractor, Illinois

★ ★ ★ ★ ★

It is difficult to find the words to express how grateful we are for your services and the peace of mind that you have brought upon us! Key 2 Debt Free handled every aspect of this complicated process and made it easy on us and the results speak for themselves! Loans forgiven! Your professionalism and communication through this process was beyond what was expected. You have changed our lives and our outlook, and we are forever grateful!

Kevin Dunaway - Data Manager, Nevada

★ ★ ★ ★ ★

I can say that they have done everything they said they would. I did not make any student loan payments since I submitted the Borrowers Defense to Repayment application. I have total faith that Rachael and Key 2 Debt Free will do everything they said they will do. Update: 2/28/23 - I got an email saying my application was approved and my loans have been discharged.

Kunle Arowolo - Department Director, California

★ ★ ★ ★ ★

As a college graduate, paying off student debt and figuring out how to engage the loan agencies was an absolute nightmare - impacting my day-to-day and overall stress levels. Through a friend, I heard about Rachael Katz and her company, and they literally took the stress off my shoulders. They went to bat for me and worked with the loan agencies that in my opinion were insensitive to my needs as a customer. Rachael and her team were meticulous in how they handled my affairs, with tremendous customer service. She is a true resource, and I am truly grateful for her services.

Contact Us Today!

Don’t let student loans control your future. The Key2DebtFree team is here to turn your student loan debt burden into a clear path for successful debt relief and forgiveness.

Feeling anxious about your finances? We’ve all been there.


Contact Us Today:

Direct: (830) 400-0341

Toll Free: (877) 232-8373

Email: info@key2debtfree.com

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.

Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

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