
Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.
With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.
With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.
With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.
With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.
Trusted by thousands of clients nationwide to achieve lasting financial wellness.








We specialize in helping individuals
take control of their debt and reclaim financial freedom.
We specialize in helping individuals
families achieve their dream of homeownership.
We specialize in helping individuals
families achieve their dream of homeownership.
We specialize in helping individuals
families achieve their dream of homeownership.
Expert Guidance, Every Step
Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.
Personalized Financial Solutions
Trusted Nationwide Network
Expert Guidance, Every Step
Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.
Personalized Financial Solutions
Trusted Nationwide Network
Expert Guidance, Every Step
Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.
Personalized Financial Solutions
Trusted Nationwide Network
Expert Guidance, Every Step
Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.
Personalized Financial Solutions
Trusted Nationwide Network
Financial Solutions
At Key 2 Debt Free, we provide personalized financial consulting services to help you eliminate debt, strengthen your credit, and protect your future. Our trusted team is here to guide you every step of the way.
At Key 2 Debt Free, we provide personalized financial consulting services to help you eliminate debt, strengthen your credit, and protect your future. Our trusted team is here to guide you every step of the way.




Student Loan Relief
Take Control of Your Loans, Reduce Your Payments, and Find Financial Freedom
Lower Your Payments:
Qualify for Income-Driven Repayment plans and reduce your monthly burden.
Lower Your Payments:
Qualify for Income-Driven Repayment plans and reduce your monthly burden.
Lower Your Payments:
Qualify for Income-Driven Repayment plans and reduce your monthly burden.
Lower Your Payments:
Qualify for Income-Driven Repayment plans and reduce your monthly burden.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Credit Wellness
Build, Repair, and Protect Your Credit for a Stronger Financial Future
Credit Repair & Score Improvement
Dispute Inaccurate Items – Remove errors that are hurting your score.
Credit Repair & Score Improvement
Dispute Inaccurate Items – Remove errors that are hurting your score.
Credit Repair & Score Improvement
Dispute Inaccurate Items – Remove errors that are hurting your score.
Credit Repair & Score Improvement
Dispute Inaccurate Items – Remove errors that are hurting your score.
Remove Negative Items
Dispute inaccuracies and clean up your credit report.
Remove Negative Items
Dispute inaccuracies and clean up your credit report.
Remove Negative Items
Dispute inaccuracies and clean up your credit report.
Remove Negative Items
Dispute inaccuracies and clean up your credit report.
Get Approved Faster:
Qualify for better loans, lower interest rates, and new opportunities.
Get Approved Faster:
Qualify for better loans, lower interest rates, and new opportunities.
Get Approved Faster:
Qualify for better loans, lower interest rates, and new opportunities.
Get Approved Faster:
Qualify for better loans, lower interest rates, and new opportunities.








Be Your Own Bank
Empower Yourself with the Knowledge to Achieve Financial Freedom
Master Your Money:
Learn strategies to manage debt, build credit, and grow wealth.
Master Your Money:
Learn strategies to manage debt, build credit, and grow wealth.
Master Your Money:
Learn strategies to manage debt, build credit, and grow wealth.
Master Your Money:
Learn strategies to manage debt, build credit, and grow wealth.
Make Smarter Financial Decisions:
Gain the knowledge banks don’t want you to have.
Make Smarter Financial Decisions:
Gain the knowledge banks don’t want you to have.
Make Smarter Financial Decisions:
Gain the knowledge banks don’t want you to have.
Make Smarter Financial Decisions:
Gain the knowledge banks don’t want you to have.
Step-by-Step Guidance:
Easy-to-follow education tailored to your financial goals.
Step-by-Step Guidance:
Easy-to-follow education tailored to your financial goals.
Step-by-Step Guidance:
Easy-to-follow education tailored to your financial goals.
Step-by-Step Guidance:
Easy-to-follow education tailored to your financial goals.
Tax, Trust & Asset Protection
Secure Your Wealth, Minimize Taxes, and Protect Your Assets
Keep More of Your Money:
Learn legal strategies to reduce your tax burden.
Keep More of Your Money:
Learn legal strategies to reduce your tax burden.
Keep More of Your Money:
Learn legal strategies to reduce your tax burden.
Keep More of Your Money:
Learn legal strategies to reduce your tax burden.
Secure Your Assets:
Set up trusts and protection plans to safeguard your wealth.
Secure Your Assets:
Set up trusts and protection plans to safeguard your wealth.
Secure Your Assets:
Set up trusts and protection plans to safeguard your wealth.
Secure Your Assets:
Set up trusts and protection plans to safeguard your wealth.
Plan for the Future:
Build a financial legacy that lasts for generations.
Plan for the Future:
Build a financial legacy that lasts for generations.
Plan for the Future:
Build a financial legacy that lasts for generations.
Plan for the Future:
Build a financial legacy that lasts for generations.




Assess Your Financial Freedom Progress
Assess Your Financial Freedom Progress
Your path to financial independence starts with understanding where you stand today. We help you evaluate your debt, credit, and financial opportunities — then guide you toward the most effective solutions for lasting change.
Your path to financial independence starts with understanding where you stand today. We help you evaluate your debt, credit, and financial opportunities — then guide you toward the most effective solutions for lasting change.
15,000+
Key Relief Metrics
Provide the average amount of time it takes for borrowers to get approved for a mortgage.
92%
Empowering Financial Wellness
Of clients report improved credit scores and reduced financial stress within the first 6 months.
50 States
Nationwide Success Stories
Clients served across the U.S. through our network of trusted financial professionals.
TESTIMONIALS
What Others Are Saying
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B

Student Loan

Financial Express

Financial Express

Student Loan

Financial Express

Financial Express
Frequently Asked Question
Your path to homeownership made Simple. Trust our seasoned professionals to find tailored.
Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.


Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.


Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.


Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.



Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
Subscribe to get newsletter!

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
Subscribe to get newsletter!

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
Subscribe to get newsletter!

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
