Close up of a person's hand using a calculator with financial documents and a laptop in the background, symbolizing debt management and wealth building.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.

With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Close up of a person's hand using a calculator with financial documents and a laptop in the background, symbolizing debt management and wealth building.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.

With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Close up of a person's hand using a calculator with financial documents and a laptop in the background, symbolizing debt management and wealth building.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.

With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Close up of a person's hand using a calculator with financial documents and a laptop in the background, symbolizing debt management and wealth building.

Break Free
From Debt,
Build Wealth, and Protect Your Financial Future.

With expert consulting and personalized strategies, we help you simplify your student loans, build strong credit, and protect your financial future — all in one place.

Trusted by thousands of clients nationwide to achieve lasting financial wellness.

Young woman wearing a white baseball cap and t-shirt, smiling confidently, Key 2 Debt Free consultant.
Young woman wearing a white baseball cap and t-shirt, smiling confidently, Key 2 Debt Free consultant.
Young Asian woman in yellow t-shirt smiling, Key 2 Debt Free financial consulting client
Young Asian woman in yellow t-shirt smiling, Key 2 Debt Free financial consulting client
Key 2 Debt Free financial consultant smiling in a professional headshot
Key 2 Debt Free financial consultant smiling in a professional headshot
Key 2 Debt Free consultant in orange blazer smiling confidently.
Key 2 Debt Free consultant in orange blazer smiling confidently.

We specialize in helping individualsalttake control of their debt and reclaim financial freedom.

We specialize in helping individualsaltfamilies achieve their dream of homeownership.

We specialize in helping individualsaltfamilies achieve their dream of homeownership.

We specialize in helping individualsaltfamilies achieve their dream of homeownership.

Expert Guidance, Every Step

Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.

Personalized Financial Solutions

Trusted Nationwide Network

Expert Guidance, Every Step

Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.

Personalized Financial Solutions

Trusted Nationwide Network

Expert Guidance, Every Step

Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.

Personalized Financial Solutions

Trusted Nationwide Network

Expert Guidance, Every Step

Our experienced consultants help you navigate student loan forgiveness, consolidation, and credit strategies with clarity and confidence.

Personalized Financial Solutions

Trusted Nationwide Network

Financial Solutions

At Key 2 Debt Free, we provide personalized financial consulting services to help you eliminate debt, strengthen your credit, and protect your future. Our trusted team is here to guide you every step of the way.

At Key 2 Debt Free, we provide personalized financial consulting services to help you eliminate debt, strengthen your credit, and protect your future. Our trusted team is here to guide you every step of the way.

Diverse group of graduates in caps and gowns celebrating academic achievement, representing the start of their financial journey.
Diverse group of graduates in caps and gowns celebrating academic achievement, representing the start of their financial journey.
Diverse group of graduates in caps and gowns celebrating academic achievement, representing the start of their financial journey.
Diverse group of graduates in caps and gowns celebrating academic achievement, representing the start of their financial journey.

Student Loan Relief

Take Control of Your Loans, Reduce Your Payments, and Find Financial Freedom

Lower Your Payments:

Qualify for Income-Driven Repayment plans and reduce your monthly burden.

Lower Your Payments:

Qualify for Income-Driven Repayment plans and reduce your monthly burden.

Lower Your Payments:

Qualify for Income-Driven Repayment plans and reduce your monthly burden.

Lower Your Payments:

Qualify for Income-Driven Repayment plans and reduce your monthly burden.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Credit Wellness

Build, Repair, and Protect Your Credit for a Stronger Financial Future

Credit Repair & Score Improvement

Dispute Inaccurate Items – Remove errors that are hurting your score.

Credit Repair & Score Improvement

Dispute Inaccurate Items – Remove errors that are hurting your score.

Credit Repair & Score Improvement

Dispute Inaccurate Items – Remove errors that are hurting your score.

Credit Repair & Score Improvement

Dispute Inaccurate Items – Remove errors that are hurting your score.

Remove Negative Items

Dispute inaccuracies and clean up your credit report.

Remove Negative Items

Dispute inaccuracies and clean up your credit report.

Remove Negative Items

Dispute inaccuracies and clean up your credit report.

Remove Negative Items

Dispute inaccuracies and clean up your credit report.

Get Approved Faster:

Qualify for better loans, lower interest rates, and new opportunities.

Get Approved Faster:

Qualify for better loans, lower interest rates, and new opportunities.

Get Approved Faster:

Qualify for better loans, lower interest rates, and new opportunities.

Get Approved Faster:

Qualify for better loans, lower interest rates, and new opportunities.

Man holding credit card and typing on laptop keyboard for online transaction
Man holding credit card and typing on laptop keyboard for online transaction
Man holding credit card and typing on laptop keyboard for online transaction
Man holding credit card and typing on laptop keyboard for online transaction
Business professionals shaking hands at a table with financial documents
Business professionals shaking hands at a table with financial documents
Business professionals shaking hands at a table with financial documents
Business professionals shaking hands at a table with financial documents

Be Your Own Bank

Empower Yourself with the Knowledge to Achieve Financial Freedom

Master Your Money:

Learn strategies to manage debt, build credit, and grow wealth.

Master Your Money:

Learn strategies to manage debt, build credit, and grow wealth.

Master Your Money:

Learn strategies to manage debt, build credit, and grow wealth.

Master Your Money:

Learn strategies to manage debt, build credit, and grow wealth.

Make Smarter Financial Decisions:

Gain the knowledge banks don’t want you to have.

Make Smarter Financial Decisions:

Gain the knowledge banks don’t want you to have.

Make Smarter Financial Decisions:

Gain the knowledge banks don’t want you to have.

Make Smarter Financial Decisions:

Gain the knowledge banks don’t want you to have.

Step-by-Step Guidance:

Easy-to-follow education tailored to your financial goals.

Step-by-Step Guidance:

Easy-to-follow education tailored to your financial goals.

Step-by-Step Guidance:

Easy-to-follow education tailored to your financial goals.

Step-by-Step Guidance:

Easy-to-follow education tailored to your financial goals.

Tax, Trust & Asset Protection

Secure Your Wealth, Minimize Taxes, and Protect Your Assets

Keep More of Your Money:

Learn legal strategies to reduce your tax burden.

Keep More of Your Money:

Learn legal strategies to reduce your tax burden.

Keep More of Your Money:

Learn legal strategies to reduce your tax burden.

Keep More of Your Money:

Learn legal strategies to reduce your tax burden.

Secure Your Assets:

Set up trusts and protection plans to safeguard your wealth.

Secure Your Assets:

Set up trusts and protection plans to safeguard your wealth.

Secure Your Assets:

Set up trusts and protection plans to safeguard your wealth.

Secure Your Assets:

Set up trusts and protection plans to safeguard your wealth.

Plan for the Future:

Build a financial legacy that lasts for generations.

Plan for the Future:

Build a financial legacy that lasts for generations.

Plan for the Future:

Build a financial legacy that lasts for generations.

Plan for the Future:

Build a financial legacy that lasts for generations.

Person using a blue calculator and black keyboard, with a plant and yellow mug on a wooden desk.
Person using a blue calculator and black keyboard, with a plant and yellow mug on a wooden desk.
Person using a blue calculator and black keyboard, with a plant and yellow mug on a wooden desk.
Person using a blue calculator and black keyboard, with a plant and yellow mug on a wooden desk.

Assess Your Financial Freedom Progress

Assess Your Financial Freedom Progress

Your path to financial independence starts with understanding where you stand today. We help you evaluate your debt, credit, and financial opportunities — then guide you toward the most effective solutions for lasting change.

Your path to financial independence starts with understanding where you stand today. We help you evaluate your debt, credit, and financial opportunities — then guide you toward the most effective solutions for lasting change.

15,000+

Key Relief Metrics

Provide the average amount of time it takes for borrowers to get approved for a mortgage.

92%

Empowering Financial Wellness

Of clients report improved credit scores and reduced financial stress within the first 6 months.

50 States

Nationwide Success Stories

Clients served across the U.S. through our network of trusted financial professionals.

TESTIMONIALS

What Others Are Saying

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.
Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!