Key 2 Debt Free was founded in December 2017 by Rachael Katz, a single mother of two sons, who had just graduated with her MBA in Finance, had over $100k of student loans, a looming $1k/mo payment that would be due soon, and no steady income or job.  With no idea of what to do with this debt or how she was going to successfully manage and pay it off, Rachael did what she always does when she’s looking for the answer…..she PRAYED!  She prayed for the SOLUTION that would help her with this student loan debt dilemma; and by the Grace of God, she was introduced to the federal student loan relief programs at a conference for Nursing school students and graduates. Rachael was hired to canvas and collect information from attendees with student loans who were interested in payment relief plans and public service loan forgiveness programs.  Not being a nurse and having no plans to go into a medical or public service career; Rachael didn’t believe any of these programs would work for her student loans, but decided to inquire a little more with the event organizer after he spoke at the event.  Rachael was educated on the different plans and programs available to all student loan borrowers who have received loans through FAFSA (Free Application For Student Aid), and was shown how to qualify and apply for the payment relief plan and forgiveness program that was best for her.