Break Free From Debt, Build Wealth, and Protect Your Financial Future.
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Student Loan Relief
Take Control of Your Loans, Reduce Your Payments, and Find Financial Freedom
Click on a Topic Below to Learn More
1️⃣ Loan Forgiveness & Repayment Plans
Public Service Loan Forgiveness (PSLF)
Get help navigating eligibility for full loan forgiveness.
Income-Driven Repayment Plans
Lower monthly payments based on your income.
Loan Consolidation & Refinancing
Combine loans for better terms and lower payments.
Defaulted Loan Rehabilitation
Restore your credit and start fresh with a structured repayment plan.
Student Loan Education Hub
Stay informed with tips and strategies to manage your loans effectively.
2️⃣ Student Loan Relief for Public Service Workers
PSLF Assistance
Get clear guidance on meeting the requirements to have loans forgiven.
Employer Certification
Make sure your employer qualifies under the PSLF program.
Loan Forgiveness Updates
Stay updated on changes in forgiveness regulations.
Tax Liability for Loan Forgiveness
Learn how PSLF could impact your taxes in the future.
3️⃣ Student Loan Debt Consolidation & Private Loan Refinancing
Loan Consolidation
Combine multiple loans for one easy-to-manage monthly payment.
Refinancing
Secure better interest rates for your student loans.
Access Payment Relief Plans
Secure a lower monthly payment through income driven repayment plans.
Explore Loan Forgiveness Eligibility
Loan forgiveness options after 120, 240, and 300 months.
READY TO GIVE US A TRY?
Blog & Tips
Key2DebtFree blog is dedicated to offering valuable financial education and insights to help you achieve financial independence.
4️⃣ Borrower’s Defense to Repayment Program
Loan Forgiveness for Defrauded Students
Get relief if your school misrepresented its programs.
Eligibility Review & Application Assistance
We help determine if you qualify and guide you through the process.
Stop Collections & Payments
Eligible borrowers may pause payments while claims are processed.
Faster Approvals & Compliance Support
Navigate the system with expert guidance to avoid delays.
5️⃣ Disability Loan Discharge
Full Student Loan Forgiveness
Permanently cancel your federal student loans if you qualify.
Automatic & Application-Based Discharges
Some borrowers are identified automatically through the SSA or VA, while others can apply manually.
Stop Wage Garnishment & Collections
Eligible borrowers can halt payments and collections immediately.
Guided Application Support
We help you navigate the process and submit the necessary documentation.
6️⃣ Defaulted Loan Assistance
Loan Rehabilitation Plan
Restore your credit by bringing your defaulted loans back to good standing.
Payment Plan Negotiation
Work with you to create a payment plan that fits your budget.
Credit Score Restoration
Improve your credit by resolving defaulted loans.
Guidance on Federal Loan Programs
Get assistance with federal student loan repayment programs.
TESTIMONIALS
What Others Are Saying
"You're already changing my life!"
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
- Berry M.
"My monthly payment is less than my Netflix!"
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
- Susan J.
"Loved everything so far"
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
- Jafar W.
Contact Us Today!
Feeling anxious about your finances? We’ve all been there.
Contact Us Today:
info@key2debtfree.com
Contact Us Today!
Feeling anxious about your finances? We’ve all been there.
Contact Us Today:
info@key2debtfree.com
Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.