Credit Wellness
Credit Wellness




Credit Repair & Score Improvement
Take Control of Your Loans, Reduce Your Payments, and Find Financial Freedom
Dispute Inaccurate Items
Remove errors that are hurting your score.
Dispute Inaccurate Items
Remove errors that are hurting your score.
Dispute Inaccurate Items
Remove errors that are hurting your score.
Dispute Inaccurate Items
Remove errors that are hurting your score.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Get Forgiveness Options:
Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Expert Guidance, Hassle-Free:
We handle the paperwork and strategy so you don’t have to.
Credit Building & Financial Growth
Secure & Revolving Credit Options
Find the right credit accounts to build positive history.
Secure & Revolving Credit Options
Find the right credit accounts to build positive history.
Secure & Revolving Credit Options
Find the right credit accounts to build positive history.
Secure & Revolving Credit Options
Find the right credit accounts to build positive history.
Authorized User Strategies
Boost your score by being added to seasoned accounts.
Authorized User Strategies
Boost your score by being added to seasoned accounts.
Authorized User Strategies
Boost your score by being added to seasoned accounts.
Authorized User Strategies
Boost your score by being added to seasoned accounts.
Trade Lines & Credit Mix
Learn how different accounts affect your credit standing.
Trade Lines & Credit Mix
Learn how different accounts affect your credit standing.
Trade Lines & Credit Mix
Learn how different accounts affect your credit standing.
Trade Lines & Credit Mix
Learn how different accounts affect your credit standing.
Customized Credit Action Plan
Get a step-by-step strategy to achieve your credit goals.
Customized Credit Action Plan
Get a step-by-step strategy to achieve your credit goals.
Customized Credit Action Plan
Get a step-by-step strategy to achieve your credit goals.
Customized Credit Action Plan
Get a step-by-step strategy to achieve your credit goals.








Debt Management & Financial Recovery
Expedite debt payoff
Reduce what you owe with personalized strategies
Expedite debt payoff
Reduce what you owe with personalized strategies
Expedite debt payoff
Reduce what you owe with personalized strategies
Expedite debt payoff
Reduce what you owe with personalized strategies
Budgeting & Financial Planning
Develop a strategy to maintain financial stability.
Budgeting & Financial Planning
Develop a strategy to maintain financial stability.
Budgeting & Financial Planning
Develop a strategy to maintain financial stability.
Budgeting & Financial Planning
Develop a strategy to maintain financial stability.
Avoid Future Credit Issues
Learn habits to keep your credit strong long-term.
Avoid Future Credit Issues
Learn habits to keep your credit strong long-term.
Avoid Future Credit Issues
Learn habits to keep your credit strong long-term.
Avoid Future Credit Issues
Learn habits to keep your credit strong long-term.
Protect & Maintain Your Credit Health
Credit Monitoring & Alerts
Stay ahead of potential fraud and identity theft.
Credit Monitoring & Alerts
Stay ahead of potential fraud and identity theft.
Credit Monitoring & Alerts
Stay ahead of potential fraud and identity theft.
Credit Monitoring & Alerts
Stay ahead of potential fraud and identity theft.
Legal Protections for Consumers
Understand your rights under credit laws.
Legal Protections for Consumers
Understand your rights under credit laws.
Legal Protections for Consumers
Understand your rights under credit laws.
Legal Protections for Consumers
Understand your rights under credit laws.
Avoid Common Credit Pitfalls
Learn what actions can harm your credit.
Avoid Common Credit Pitfalls
Learn what actions can harm your credit.
Avoid Common Credit Pitfalls
Learn what actions can harm your credit.
Avoid Common Credit Pitfalls
Learn what actions can harm your credit.
Ongoing Credit Wellness Support
Get expert help whenever you need it.
Ongoing Credit Wellness Support
Get expert help whenever you need it.
Ongoing Credit Wellness Support
Get expert help whenever you need it.
Ongoing Credit Wellness Support
Get expert help whenever you need it.




Related Services
Related Services

Student Loan Relief

Student Loan Relief

Student Loan Relief

Student Loan Relief

Be Your Own Banker

Be Your Own Banker

Be Your Own Banker

Be Your Own Banker

Taxes, Trusts & Asset Protection

Taxes, Trusts & Asset Protection

Taxes, Trusts & Asset Protection

Taxes, Trusts & Asset Protection
TESTIMONIALS
What Others Are Saying
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"You're already changing my life!"
Berry M.
Client

Berry M.
Client
I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"My monthly payment is less than my Netflix!"
Susan J.
Client

Susan J.
Client
I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
"Loved everything so far"
Jafar W.
Client

Jafar W.
Client
I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.
24 K
1.2 B
Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.


Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.


Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.


Feeling anxious about your finances? We’ve all been there.
Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.



Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
Subscribe to get newsletter!

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
Subscribe to get newsletter!

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
Subscribe to get newsletter!

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.
