Credit Wellness

Credit Wellness

Business professionals discussing financial strategy in a modern office hallway.
Business professionals discussing financial strategy in a modern office hallway.
Business professionals discussing financial strategy in a modern office hallway.
Business professionals discussing financial strategy in a modern office hallway.

Credit Repair & Score Improvement

Take Control of Your Loans, Reduce Your Payments, and Find Financial Freedom

Dispute Inaccurate Items

Remove errors that are hurting your score.

Dispute Inaccurate Items

Remove errors that are hurting your score.

Dispute Inaccurate Items

Remove errors that are hurting your score.

Dispute Inaccurate Items

Remove errors that are hurting your score.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Get Forgiveness Options:

Explore programs like PSLF, Borrower’s Defense, and Disability Discharge.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Expert Guidance, Hassle-Free:

We handle the paperwork and strategy so you don’t have to.

Credit Building & Financial Growth

Secure & Revolving Credit Options

Find the right credit accounts to build positive history.

Secure & Revolving Credit Options

Find the right credit accounts to build positive history.

Secure & Revolving Credit Options

Find the right credit accounts to build positive history.

Secure & Revolving Credit Options

Find the right credit accounts to build positive history.

Authorized User Strategies

Boost your score by being added to seasoned accounts.

Authorized User Strategies

Boost your score by being added to seasoned accounts.

Authorized User Strategies

Boost your score by being added to seasoned accounts.

Authorized User Strategies

Boost your score by being added to seasoned accounts.

Trade Lines & Credit Mix

Learn how different accounts affect your credit standing.

Trade Lines & Credit Mix

Learn how different accounts affect your credit standing.

Trade Lines & Credit Mix

Learn how different accounts affect your credit standing.

Trade Lines & Credit Mix

Learn how different accounts affect your credit standing.

Customized Credit Action Plan

Get a step-by-step strategy to achieve your credit goals.

Customized Credit Action Plan

Get a step-by-step strategy to achieve your credit goals.

Customized Credit Action Plan

Get a step-by-step strategy to achieve your credit goals.

Customized Credit Action Plan

Get a step-by-step strategy to achieve your credit goals.

Two women in business attire looking at a tablet in a modern office setting, discussing financial strategies for debt relief and wealth building.
Two women in business attire looking at a tablet in a modern office setting, discussing financial strategies for debt relief and wealth building.
Two women in business attire looking at a tablet in a modern office setting, discussing financial strategies for debt relief and wealth building.
Two women in business attire looking at a tablet in a modern office setting, discussing financial strategies for debt relief and wealth building.
Financial advisor shaking hands with a client during a consultation about debt relief and wealth building.
Financial advisor shaking hands with a client during a consultation about debt relief and wealth building.
Financial advisor shaking hands with a client during a consultation about debt relief and wealth building.
Financial advisor shaking hands with a client during a consultation about debt relief and wealth building.

Debt Management & Financial Recovery

Expedite debt payoff

Reduce what you owe with personalized strategies

Expedite debt payoff

Reduce what you owe with personalized strategies

Expedite debt payoff

Reduce what you owe with personalized strategies

Expedite debt payoff

Reduce what you owe with personalized strategies

Budgeting & Financial Planning

Develop a strategy to maintain financial stability.

Budgeting & Financial Planning

Develop a strategy to maintain financial stability.

Budgeting & Financial Planning

Develop a strategy to maintain financial stability.

Budgeting & Financial Planning

Develop a strategy to maintain financial stability.

Avoid Future Credit Issues

Learn habits to keep your credit strong long-term.

Avoid Future Credit Issues

Learn habits to keep your credit strong long-term.

Avoid Future Credit Issues

Learn habits to keep your credit strong long-term.

Avoid Future Credit Issues

Learn habits to keep your credit strong long-term.

Protect & Maintain Your Credit Health

Credit Monitoring & Alerts

Stay ahead of potential fraud and identity theft.

Credit Monitoring & Alerts

Stay ahead of potential fraud and identity theft.

Credit Monitoring & Alerts

Stay ahead of potential fraud and identity theft.

Credit Monitoring & Alerts

Stay ahead of potential fraud and identity theft.

Legal Protections for Consumers

Understand your rights under credit laws.

Legal Protections for Consumers

Understand your rights under credit laws.

Legal Protections for Consumers

Understand your rights under credit laws.

Legal Protections for Consumers

Understand your rights under credit laws.

Avoid Common Credit Pitfalls

Learn what actions can harm your credit.

Avoid Common Credit Pitfalls

Learn what actions can harm your credit.

Avoid Common Credit Pitfalls

Learn what actions can harm your credit.

Avoid Common Credit Pitfalls

Learn what actions can harm your credit.

Ongoing Credit Wellness Support

Get expert help whenever you need it.

Ongoing Credit Wellness Support

Get expert help whenever you need it.

Ongoing Credit Wellness Support

Get expert help whenever you need it.

Ongoing Credit Wellness Support

Get expert help whenever you need it.

Asian businesswoman holding a tablet in a modern office hallway
Asian businesswoman holding a tablet in a modern office hallway
Asian businesswoman holding a tablet in a modern office hallway
Asian businesswoman holding a tablet in a modern office hallway

Related Services

Related Services

Student Loan Relief

Student Loan Relief

Student Loan Relief

Student Loan Relief

Be Your Own Banker

Be Your Own Banker

Be Your Own Banker

Be Your Own Banker

Taxes, Trusts & Asset Protection

Taxes, Trusts & Asset Protection

Taxes, Trusts & Asset Protection

Taxes, Trusts & Asset Protection

TESTIMONIALS

What Others Are Saying

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"You're already changing my life!"

Berry M.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Berry M.

Client

I just finished my meeting with Rachael and I want to thank you for introducing me to her...she is truly AMAZING! I had no idea about the programs and options she suggested for me and for my daughter that are total game-changers. I am honestly blown away. You ladies are already changing my life!! I am so grateful to you both and so excited to continue on this journey!!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"My monthly payment is less than my Netflix!"

Susan J.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Susan J.

Client

I thought my loans were unmanageable, particularly on a single income with 4 children. After struggling to keep up for years, they eventually went into default. Next thing I knew, my wages were being garnished. Rachael put an end to that, and now my monthly payment is less than my Netflix!

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

"Loved everything so far"

Jafar W.

Client

Smiling man in denim shirt, financial advisor, Key 2 Debt Free consultant

Jafar W.

Client

I graduated just two years before my college was shut down. I felt cheated - all my hard work was for nothing, and the bills for my education kept on coming. I didn't know what to do, and then a friend told me to talk to Key 2 Debt Free. With their help, I successfully petitioned for Borrower's Defense and my loans were completely forgiven.

24 K

1.2 B

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.
Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!