Terms & Conditions

This agreement contains a mandatory individual arbitration and class action/jury trial waiver provision that requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions. it affects your legal rights as detailed in the arbitration and class action waiver.

1

Data compilation

When you utilize our Services, we gather information about you. The specifics of this information collection are determined by the services and features you engage with. Please be aware that certain types of information are necessary for us to effectively provide our Services to you. If you opt not to provide this information or request its deletion, your access to certain Services may be restricted.

The information we gather may comprise data directly provided by you.

1

Data compilation

When you utilize our Services, we gather information about you. The specifics of this information collection are determined by the services and features you engage with. Please be aware that certain types of information are necessary for us to effectively provide our Services to you. If you opt not to provide this information or request its deletion, your access to certain Services may be restricted.

The information we gather may comprise data directly provided by you.

1

Data compilation

When you utilize our Services, we gather information about you. The specifics of this information collection are determined by the services and features you engage with. Please be aware that certain types of information are necessary for us to effectively provide our Services to you. If you opt not to provide this information or request its deletion, your access to certain Services may be restricted.

The information we gather may comprise data directly provided by you.

1

Data compilation

When you utilize our Services, we gather information about you. The specifics of this information collection are determined by the services and features you engage with. Please be aware that certain types of information are necessary for us to effectively provide our Services to you. If you opt not to provide this information or request its deletion, your access to certain Services may be restricted.

The information we gather may comprise data directly provided by you.

2

Restricted Permission

As you engage with our Services, we collect information about you. The types of information gathered depend on the particular services and features you use. It's important to note that certain types of information are essential for us to deliver our Services to you. If you choose not to provide this information or request its deletion, you may lose access to certain Services.

The information we collect may include data you directly provide to us, data we obtain automatically from your interactions with our Services, and data we obtain from other sources.

2

Restricted Permission

As you engage with our Services, we collect information about you. The types of information gathered depend on the particular services and features you use. It's important to note that certain types of information are essential for us to deliver our Services to you. If you choose not to provide this information or request its deletion, you may lose access to certain Services.

The information we collect may include data you directly provide to us, data we obtain automatically from your interactions with our Services, and data we obtain from other sources.

2

Restricted Permission

As you engage with our Services, we collect information about you. The types of information gathered depend on the particular services and features you use. It's important to note that certain types of information are essential for us to deliver our Services to you. If you choose not to provide this information or request its deletion, you may lose access to certain Services.

The information we collect may include data you directly provide to us, data we obtain automatically from your interactions with our Services, and data we obtain from other sources.

2

Restricted Permission

As you engage with our Services, we collect information about you. The types of information gathered depend on the particular services and features you use. It's important to note that certain types of information are essential for us to deliver our Services to you. If you choose not to provide this information or request its deletion, you may lose access to certain Services.

The information we collect may include data you directly provide to us, data we obtain automatically from your interactions with our Services, and data we obtain from other sources.

3

User-Supplied Data

3

User-Supplied Data

3

User-Supplied Data

3

User-Supplied Data

4

Automatically Gathered Data

4

Automatically Gathered Data

4

Automatically Gathered Data

4

Automatically Gathered Data

5

Information Derived from Other Channels

5

Information Derived from Other Channels

5

Information Derived from Other Channels

5

Information Derived from Other Channels

6

Utilization of Information

6

Utilization of Information

6

Utilization of Information

6

Utilization of Information

Feeling anxious about your finances? We’ve all been there.

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IdentityIQ logo with a shield symbol
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Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.

Feeling anxious about your finances? We’ve all been there.

Let our experts help you find clarity, confidence, and a clear plan toward financial peace of mind.

IdentityIQ logo with a shield symbol
Abstract financial graphic with blue and white vertical lines and two dark gray rectangles.
Person using a calculator next to a model house and contract agreement for financial planning and homeownership.
Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

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Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!

Key 2 Debt Free logo with stylized K in blue and purple

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.


Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

Subscribe to get newsletter!