🔓 Get Relief from Defaulted, Defrauded, or

Disability-Affected Student Loans

🔓 Get Relief from Defaulted, Defrauded, or Disability-Affected Student Loans

Erase Your Student Loan Debt Through Federal Forgiveness & Discharge Programs

✅ Stop collections, garnishments & interest buildup


✅ Clear your balance if you’ve been defrauded or disabled


✅ Restore your eligibility for forgiveness programs


✅ Get expert help every step of the way

✅ Stop collections, garnishments & interest buildup


✅ Clear your balance if you’ve been defrauded or disabled


✅ Restore your eligibility for forgiveness programs


✅ Get expert help every step of the way

🔹 Loan Rehabilitation

– Make 9 affordable payments to remove default status from your record


🔹 Federal Loan Consolidation

– Combine defaulted loans to restore eligibility for PSLF, IDR & deferments


🔹 Stop Collections & Garnishments

– Immediately halt wage garnishment and tax refund seizures


🔹 Regain Financial Aid & Forgiveness Eligibility

– Get back on track to qualify for programs like PSLF and IDR


🔹 Credit Recovery Support

– Improve your credit score by resolving default

🔹 Fraud-Based Forgiveness

– Cancel your federal loans if your school misrepresented the value of its program


🔹 Application Support

– We help gather evidence and submit a complete claim


🔹 Stop Collections During Review

– Pause payments and garnishments while your claim is processed


🔹 Approved Claims = Full Discharge

– Get your loan balance wiped out

2️⃣ Borrower’s Defense to Repayment (School Fraud Forgiveness)

3️⃣ Disability Loan Forgiveness

(TPD Discharge)

🔹 Forgiveness for Social Security or VA Disability Recipients

– Automatic or fast-tracked approval for qualified borrowers


🔹 Manual TPD Application Help

– We help you file with proper medical documentation


🔹 Stop Loan Payments Immediately

– Defer or pause collection while your discharge is reviewed


🔹 Permanent Debt Relief

– No payments, no collections, no interest buildup

✔ We help you get the forgiveness or discharge you’re legally entitled to.


✔ Personalized support with paperwork, timelines & appeals.


✔ No guessing — just real answers and results.


✔ Protect your credit and your future from unnecessary debt.

Contact Us Today!

Feeling anxious about your finances? We’ve all been there.


Contact Us Today:

info@key2debtfree.com

1️⃣ Loan Rehabilitation & Credit Restoration

🔹 Loan Rehabilitation Programs

– Remove default status and regain good standing.

🔹 Custom Repayment Plans

– Affordable monthly payments based on your income.

🔹 Credit Score Improvement

– Resolve loan defaults to boost your credit.

🔹 Avoid Wage Garnishment

– Stop collection actions before they happen.

🔹 Student Loan Recovery Hub

– Get expert insights on managing your loans post-default.

2️⃣ Stop Wage Garnishment & Collections

🔹 Prevent or Stop Wage Garnishment

– Reduce your risk of losing your paycheck.

🔹 Negotiate with Loan Servicer's

– Work towards a repayment solution that fits your budget.

🔹 Reverse Tax Refund Offsets

– Protect your tax refunds from seizure.

🔹 Lower Your Monthly Payments

– Get access to income-driven repayment.

3️⃣ Federal Student Loan Repayment Options

🔹 Income-Driven Repayment (IDR) Plans

– Lower payments based on your income.

🔹 Loan Consolidation

– Combine multiple loans into one manageable payment.

🔹 Deferment & Forbearance Guidance

– Learn how to temporarily pause payments when needed.

🔹 Public Service Loan Forgiveness (PSLF)

– Discover if you qualify for loan forgiveness.

4️⃣ Avoid Future Loan Defaults

🔹 Income-Driven Repayment (IDR) Plans

– Lower payments based on your income.

🔹 Loan Consolidation

– Combine multiple loans into one manageable payment.

🔹 Deferment & Forbearance Guidance

– Learn how to temporarily pause payments when needed.

🔹 Public Service Loan Forgiveness (PSLF)

– Discover if you qualify for loan forgiveness.

Why Work With Key 2 Debt Free?

🔹 Income-Driven Repayment (IDR) Plans

– Lower payments based on your income.

🔹 Loan Consolidation

– Combine multiple loans into one manageable payment.

🔹 Deferment & Forbearance Guidance

– Learn how to temporarily pause payments when needed.

🔹 Public Service Loan Forgiveness (PSLF)

– Discover if you qualify for loan forgiveness.

Contact Us Today!

Feeling anxious about your finances? We’ve all been there.


Contact Us Today:

info@key2debtfree.com

Key 2 Debt Free, LLC is a private consulting company and does not claim to be affiliated with any Federal, State, or Local Government agencies. Key 2 Debt Free, LLC is not a loan servicer or originator. Key 2 Debt Free, LLC is in no way affiliated with the Department of Education. Key 2 Debt Free, LLC consults with individuals on how to obtain federal government student loan forgiveness and/or consolidation programs by pre-qualifying, preparing, and submitting required documentation on their behalf. Individuals with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. When you work with Key 2 Debt Free, you gain access to a nationwide network of financial professionals and specialists working to find you new products, services, and strategies for making the most of your money.

Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.

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