🔓 Get Relief from Defaulted, Defrauded, or
Disability-Affected Student Loans
🔓 Get Relief from Defaulted, Defrauded, or Disability-Affected Student Loans
✅ Stop collections, garnishments & interest buildup
✅ Clear your balance if you’ve been defrauded or disabled
✅ Restore your eligibility for forgiveness programs
✅ Get expert help every step of the way
✅ Stop collections, garnishments & interest buildup
✅ Clear your balance if you’ve been defrauded or disabled
✅ Restore your eligibility for forgiveness programs
✅ Get expert help every step of the way
1️⃣ Defaulted Student Loan Recovery
🔹 Loan Rehabilitation
– Make 9 affordable payments to remove default status from your record
🔹 Federal Loan Consolidation
– Combine defaulted loans to restore eligibility for PSLF, IDR & deferments
🔹 Stop Collections & Garnishments
– Immediately halt wage garnishment and tax refund seizures
🔹 Regain Financial Aid & Forgiveness Eligibility
– Get back on track to qualify for programs like PSLF and IDR
🔹 Credit Recovery Support
– Improve your credit score by resolving default
🔹 Fraud-Based Forgiveness
– Cancel your federal loans if your school misrepresented the value of its program
🔹 Application Support
– We help gather evidence and submit a complete claim
🔹 Stop Collections During Review
– Pause payments and garnishments while your claim is processed
🔹 Approved Claims = Full Discharge
– Get your loan balance wiped out
2️⃣ Borrower’s Defense to Repayment (School Fraud Forgiveness)
3️⃣ Disability Loan Forgiveness
(TPD Discharge)
🔹 Forgiveness for Social Security or VA Disability Recipients
– Automatic or fast-tracked approval for qualified borrowers
🔹 Manual TPD Application Help
– We help you file with proper medical documentation
🔹 Stop Loan Payments Immediately
– Defer or pause collection while your discharge is reviewed
🔹 Permanent Debt Relief
– No payments, no collections, no interest buildup
✔ We help you get the forgiveness or discharge you’re legally entitled to.
✔ Personalized support with paperwork, timelines & appeals.
✔ No guessing — just real answers and results.
✔ Protect your credit and your future from unnecessary debt.
✅ Why Work With Us?
1️⃣ Loan Rehabilitation & Credit Restoration
🔹 Loan Rehabilitation Programs
– Remove default status and regain good standing.
🔹 Custom Repayment Plans
– Affordable monthly payments based on your income.
🔹 Credit Score Improvement
– Resolve loan defaults to boost your credit.
🔹 Avoid Wage Garnishment
– Stop collection actions before they happen.
🔹 Student Loan Recovery Hub
– Get expert insights on managing your loans post-default.
2️⃣ Stop Wage Garnishment & Collections
🔹 Prevent or Stop Wage Garnishment
– Reduce your risk of losing your paycheck.
🔹 Negotiate with Loan Servicer's
– Work towards a repayment solution that fits your budget.
🔹 Reverse Tax Refund Offsets
– Protect your tax refunds from seizure.
🔹 Lower Your Monthly Payments
– Get access to income-driven repayment.
3️⃣ Federal Student Loan Repayment Options
🔹 Income-Driven Repayment (IDR) Plans
– Lower payments based on your income.
🔹 Loan Consolidation
– Combine multiple loans into one manageable payment.
🔹 Deferment & Forbearance Guidance
– Learn how to temporarily pause payments when needed.
🔹 Public Service Loan Forgiveness (PSLF)
– Discover if you qualify for loan forgiveness.
4️⃣ Avoid Future Loan Defaults
🔹 Income-Driven Repayment (IDR) Plans
– Lower payments based on your income.
🔹 Loan Consolidation
– Combine multiple loans into one manageable payment.
🔹 Deferment & Forbearance Guidance
– Learn how to temporarily pause payments when needed.
🔹 Public Service Loan Forgiveness (PSLF)
– Discover if you qualify for loan forgiveness.
Why Work With Key 2 Debt Free?
🔹 Income-Driven Repayment (IDR) Plans
– Lower payments based on your income.
🔹 Loan Consolidation
– Combine multiple loans into one manageable payment.
🔹 Deferment & Forbearance Guidance
– Learn how to temporarily pause payments when needed.
🔹 Public Service Loan Forgiveness (PSLF)
– Discover if you qualify for loan forgiveness.
Our experienced representatives help put your financial situation in perspective, so you can prioritize your monetary goals and create a more secure financial future for yourself and your loved ones.